Tag: ssdi benefits

Five Facts About Social Security Disability (SSDI) Benefits

The path to obtaining your Social Security Disability benefits can be a long and complicated one, and at Dan Chapman and Associates, we are here to help. Our attorneys have experience with Social Security law and procedures, and will be instrumental in obtaining your benefits.

There’s a lot of misinformation out there regarding SSI, so here are five facts to help you understand what Social Security Disability benefits are, and how they are awarded.

Documentation is key

The more documentation you can provide from medical professionals about your disability the better chances you have of getting approved. Documentation isn’t just letters, it includes keeping regularly scheduled medical appointments, and actively participating in any recommended treatments. The Social Security Administration outlines what is required here.

Benefits do not begin immediately

Once you are approved for SSDI benefits, it could take up to 3-5 months to begin receiving them. Our attorneys can explain the payment process, and how benefits are awarded. Typically, payments begin the month after the date listed in your approval letter. For example, if you receive a letter stating your benefits will begin on January 15th, typically your first payment will be issued in February. Again, every case is unique, which is why it is imperative to have an experienced attorney on your side.

More people become disabled than you think

According to the Social Security Administration, close to 25% of people over 20 years old will become disabled in their lifetime. This contributes to the slowness of the evaluation and approval process. It’s also a reason many first-time claims are denied. Our attorneys know the process well enough to overcome some of those common roadblocks and get you approved

Social Security Disability benefits are designed to be long-term

The Social Security Administration defines ‘long-term’ as unable to work for 12 or more months. If your disability is considered terminal, the benefits could be awarded for a lifetime. Many times, people assume SSDI will cover shorter term disabilities. While private insurance companies may award short term disability benefits, SSDI does not.

Help is available for applying for SSDI as well as appealing denied SSDI claims

Here at Dan Chapman and Associates, we are here to help! If you’ve been denied? We are on your side! Our qualified professionals are here to provide you with information and answer any questions you may have. We offer a free case evaluation of your situation, and there is no fee unless you win. Call us today at 678-CHAPMAN or complete the form below and a member of our team will be in touch soon.

Social Security Denied Claim Form

Intake form for denied Social Security claims.

Five Myths About Social Security Disability Benefits

Navigating the process of applying for and being awarded Social Security Disability benefits can be a complicated one full of myths and misinformation. This is because every case is unique to the individual applying for benefits. At Dan Chapman and Associates, our attorneys have the expertise and experience needed to get you through the application or appeal process, and get you the benefits you deserve.

Below are some common myths and misconceptions about the SSDI process you will find helpful in starting or appealing the application process.

MYTH – Hardly Anyone Gets Approved

While the application process is long and sometimes arduous, and the SSA guidelines are rather strict and the initial rejection rate high, in 2013, 33% of applications were approved. This is why having an attorney on your side is vital to the application and appeal process so nothing is missed, and every SSA requirement for determining you are unable to work is met.

MYTH – SSDI Will Replace Your Total Work Income

SSDI benefits are considered a safety net, and shouldn’t be expected to replace your total income as if you were still working. There are other need based programs, such as SSI, that can be applied for simultaneously, but in 2015, the average SSDI payment was just under $1200 per month. Your attorney will know what programs to apply for that meet your needs, and if and when you can return to work to help supplement your benefits.

MYTH – My Doctor Says I’m Disabled – This Means I Automatically Qualify For Benefits

It’s important to keep in mind that the SSDI decision is a legal one, not a medical one. However, the medical professionals you see during the application or appeal process will be vital in the information they provide for the decision process. It’s important to be sure your medical professional are licensed and in good professional standing, and you’re seeing them regularly for your medical condition.

MYTH – Once You’re Approved For SSDI, It’s A Lifetime Benefit

You very well could receive benefits for life, but your condition will be reviewed periodically. According to the Social Security Administration, your condition will initially be reviewed within the first 6-18 months after your disability was determined. If improvement of your condition seems unlikely, your eligibility is reviewed about every three years.

MYTH – The First Step In the Application Process Is To See A Lawyer

While having a qualified attorney working for you increases your chances of being approved, the first step should be to see your doctor to discuss your condition, prognosis, and how it affects your ability to work. While the SSDI decision is a legal one, there are requirements for medical care you should discuss with both your physician and attorney.

If you have further questions about the SSDI application process, call our office for a free consultation at 678-CHAPMAN, or fill out the contact form here on the website.

Sources for this article:

www.ssa.gov

www.disabled-world.org

www.huffingtonpost.com

Social Security Denied Claim Form

Intake form for denied Social Security claims.