Navigating the process of applying for and being awarded Social Security Disability benefits can be a complicated one full of myths and misinformation. This is because every case is unique to the individual applying for benefits. At Dan Chapman and Associates, our attorneys have the expertise and experience needed to get you through the application or appeal process, and get you the benefits you deserve.
Below are some common myths and misconceptions about the SSDI process you will find helpful in starting or appealing the application process.
MYTH – Hardly Anyone Gets Approved
While the application process is long and sometimes arduous, and the SSA guidelines are rather strict and the initial rejection rate high, in 2013, 33% of applications were approved. This is why having an attorney on your side is vital to the application and appeal process so nothing is missed, and every SSA requirement for determining you are unable to work is met.
MYTH – SSDI Will Replace Your Total Work Income
SSDI benefits are considered a safety net, and shouldn’t be expected to replace your total income as if you were still working. There are other need based programs, such as SSI, that can be applied for simultaneously, but in 2015, the average SSDI payment was just under $1200 per month. Your attorney will know what programs to apply for that meet your needs, and if and when you can return to work to help supplement your benefits.
MYTH – My Doctor Says I’m Disabled – This Means I Automatically Qualify For Benefits
It’s important to keep in mind that the SSDI decision is a legal one, not a medical one. However, the medical professionals you see during the application or appeal process will be vital in the information they provide for the decision process. It’s important to be sure your medical professional are licensed and in good professional standing, and you’re seeing them regularly for your medical condition.
MYTH – Once You’re Approved For SSDI, It’s A Lifetime Benefit
You very well could receive benefits for life, but your condition will be reviewed periodically. According to the Social Security Administration, your condition will initially be reviewed within the first 6-18 months after your disability was determined. If improvement of your condition seems unlikely, your eligibility is reviewed about every three years.
MYTH – The First Step In the Application Process Is To See A Lawyer
While having a qualified attorney working for you increases your chances of being approved, the first step should be to see your doctor to discuss your condition, prognosis, and how it affects your ability to work. While the SSDI decision is a legal one, there are requirements for medical care you should discuss with both your physician and attorney.
If you have further questions about the SSDI application process, call our office for a free consultation at 678-CHAPMAN, or fill out the contact form here on the website.
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