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A car accident can change your life in an instant, causing intense physical pain, lasting injury, and unforeseen financial burdens. However, despite the uncertainty in the wake of the accident, you are not alone. An attorney can help ease these burdens, deal with unscrupulous insurance companies and help you lessen the impact.
At Dan Chapman & Associates, LLC, our Athens car accident lawyers are here for you. We understand how to properly navigate your car accident claim, build the strongest case possible, and get you the compensation you deserve. You should never have to handle the claim on your own, which is why our experienced Athens personal injury attorneys are ready to meet with you today. Contact us for a free and confidential case evaluation with an Athens car accident lawyer.
Why You Should Hire Dan Chapman & Associates, LLC for Your Athens Car Accident Claim
At Dan Chapman & Associates, LLC, our attorneys have handled car accident cases on behalf of our clients for nearly 20 years. We have devoted our lives and professions to assisting anyone who may be a victim of insurance companies and adjusters.
We understand the issues, the applicable legislation, and how the opposing counsel will approach the case. We know how to build solid motor vehicle accident cases and take them to trial if the insurance companies do not treat our clients fairly.
You do not need to come to our office for consultations; Our attorneys can visit you in the hospital or at your home if you are too injured to come to us.
We provide a risk-free consultation where one of our car accident lawyers will review your case without pressuring you to take any action and without having to worry about payment. We will only charge a fee after bringing a successful lawsuit.
Why You Need an Athens Car Accident Attorney After Sustaining an Injury
An experienced car accident lawyer can be quite helpful after a vehicle collision in navigating the often chaotic and convoluted world of insurance claims and damage settlements. An attorney gives an in-depth knowledge of the law, the ability to put your best case together, and will fight for your best result in the negotiation battles.
If you were injured in an automobile accident caused by someone else’s negligence, you should contact a car accident lawyer as soon as possible for assistance with your injury claim. Throughout the process, an attorney will protect your interests and be dedicated to preserving your rights. Attorneys can assist you with every element of a lawsuit or claim. They will also be capable of negotiating a proper settlement.
Lastly, and perhaps most importantly, having a good lawyer on your side evens the playing field, especially when you are up fighting large insurance companies with more resources, time, and monetary means.
Possible Damages Awarded After a Car Accident in Athens
Economic damages are the physical and objective losses you suffer as a result of a car collision. Noneconomic damages are losses or injuries that an automobile accident victim has suffered that are more difficult to equate to an exact monetary term. The non-economic losses are directly linked to careless driving that resulted in a vehicle accident.
- Economic damages sustained after a car accident can and will likely include:
- Disability accommodations from a permanent injury
- Lost wages from inability to work after the accident
- Medical expenses (both past and future)
- Other costs associated with your injuries
- Physical therapy to recover from the injuries sustained
- Property damage to the vehicle
- Non-Economic damages from a car accident include:
- Loss of enjoyment of life
- Loss of future earnings
- Mental grief
- Pain and suffering
Every automobile accident is different, and the amount of compensation owed varies a lot from one case to the next. While most car accident claims seek damages like as medical costs, lost wages, pain, and suffering, and property damage, depending on the facts of your accident and injuries, your lawyer should be able to clarify exactly what damages you may be entitled to and the amount for each individual damage sustained.
What Evidence is Needed for a Car Accident Claim in Athens?
Personal injury lawyers representing victims of vehicle accidents want to keep track of every detail of your accident, case, and injuries. Inquiring with an attorney about the types of photos, evidence, witnesses, papers, and other material that will help you understand what you can show in court or in your claim against the liable party will help you understand what you can present.
Typically, you should try to keep detailed logs regarding all happenings of the accident during and after the incident. The following is a list of helpful advice that will help with any evidence needed to bring a successful claim:
- You should capture as many images as possible at the accident scene. Take pictures of any damage to vehicles as well as your person and any others involved in the accident.
- You should also get the information of any nearby eyewitnesses to help offer evidence of what happened and who was to blame. If they are willing, try to capture any recorded witness testimony.
- You should obtain a copy of the police report as well as the other driver’s insurance and personal information, such as their driver’s license.
- You should also retain a record of any medical attention you receive on the scene, as well as any charges related to it.
An attorney will do their due diligence and try to acquire all necessary evidence to strengthen your case. If you are unable to collect any evidence at the scene or after the incident, do not stress over this, because an experienced attorney will know how to collect the vital evidence needed.
Filing a Car Accident Claim in Athens, GA
If you have been injured or your vehicle has been significantly damaged in a Georgia traffic accident, you may want to look into your options for holding the at-fault motorist financially liable for your damages. It is critical to be aware of a few regulations that may limit your possibilities for filing a claim, including:
- Georgia’s “modified comparative fault” law, allows for financial recovery only if the claimant was less at fault for the car accident than the other party (or parties).
- most vehicle accident injury cases have a two-year deadline to be filed
- typical lawsuits for vehicle damage caused by an accident have a four-year time limit
Victims of car accidents caused by someone else’s negligence must recognize right away that they are not accountable for the costs incurred as a result of someone else’s carelessness. Even if the at-fault motorist had no intention of harming anyone, victims may be eligible to recover financial compensation for their injuries and any related suffering.
Is Georgia a Comparative Negligence State?
Some motor vehicle collisions have multiple at-fault parties. In some cases, the victim of the accident may be partially responsible for the collision as well. In these situations, Georgia’s contributory negligence rules will apply.
If the court finds that the plaint
iff is partially responsible for the car accident, it will assign him or her a percentage of liability. The plaintiff’s award will then be reduced by the amount proportionate to his or her fault. If the court finds that the plaintiff is 50% or more responsible for the accident, he or she will not be able to recover any compensation.
For example, say that the court discovers that a plaintiff was texting and driving at the time of a collision. It assigns him or her 40% of the fault. If the plaintiff asks for a $100,000 reward, he or she will only receive $60,000. If the court had found him or her to be 55% responsible, he or she would have recovered $0.
It is very important to have an attorney on your side who can defend you from shared liability. An Athens car accident lawyer from Dan Chapman & Associates can help you fight against these accusations of liability and gather the evidence necessary to prove the at-fault party’s negligence.
Liability Insurance in Georgia
Georgia is a “fault” state for car insurance. This means that in most cases, the driver who caused your collision is liable for damages. As a victim, this implies that you have a variety of choices for pursuing restitution.
All drivers in Georgia are required to have automobile insurance. Liability coverage, a legal phrase for insurance coverage designed to compensate for accident-related expenses in the event of an automobile accident, is required for all drivers.
In Georgia, all drivers must carry a minimum amount of liability insurance to cover injuries and property damage caused by an automobile collision. The following is the minimal coverage:
- $25,000 for the injury or death of one person
- $25,000 for property damage
- $50,000 for the injury or death of two or more people
A car accident’s expense frequently exceeds these limits. That’s why it’s a wise idea to add extra insurance coverage to your policy.
Optional coverage can be added to your insurance in a variety of ways. Med-pay (or commonly referred to as personal injury protection) can, for example, assist you in covering the cost of your medical expenditures. Collision coverage might assist you in covering the costs of damage to your vehicle as a result of the accident. In addition, uninsured motorist/underinsured motorist coverage can assist in the payment of damages if you are hit by an uninsured or underinsured driver.
What to Do After an Athens Car Accident
The moments after a car accident can be very disorienting. In these situations, you need to be able to get help and preserve evidence for your future case if possible. To protect yourself and your right to compensation, take the following steps after an Athens car accident.
- First, call 911 and report the accident to law enforcement as soon as you can. The responding officer will create a police report, which will contain important information such as who was involved in the crash and how the officer believed the accident occurred. You can use this report to prove your future case.
- Next, go to the hospital and seek emergency medical care. Your medical records will be the foundation of your car accident claim, establishing the nature and extent of your injuries and the treatment that you will require. Always go to the hospital, even if you do not feel hurt; you may have internal injuries that are not showing symptoms yet.
- If you are able, document evidence at the scene of the accident. Take as many photographs and videos as you can, making sure to capture your injuries, vehicle damage, skid marks, debris and any other notable features of the area. If any witnesses saw the accident occur, ask for their contact information.
- Briefly exchange information with the other driver or drivers involved in your accident. Make sure to collect his or her contact, insurance, and license details. Do not make any statements about the accident or your injury; these could harm your ability to recover compensation in the future.
Once you have received the medical care that you need, contact an Athens car accident lawyer to discuss your case. Do not speak to any insurance representatives or the at-fault driver until you have a chance to speak with a lawyer.
Next Steps After Filing a Car Accident Claim
When you submit a car accident claim with your insurance carrier, you will be dealing with an insurance adjuster who will decide whether or not to make you a settlement offer. That amount frequently falls short of paying the real cost of all your accident-related expenses.
The insurance adjuster may claim that you were at least partially to blame for the collision. That is why hiring an experienced automobile accident lawyer to safeguard your rights and negotiate a higher settlement offer that suits your needs is a smart choice. If the insurance company tries to blame you for the accident, a car accident lawyer can defend you and gather proof that indicates you were not at fault.
Even if you have already filed the claim on your own without legal representation, it may be wise to contact a lawyer if you believe you are owed more than what the insurance company is offering. A skilled attorney has years of experience handling insurance companies and will know how to properly fight for your rights under Georgia law.
Car Accident Statistics in Georgia
According to the most recent automobile accident statistics, over 70 drivers in Georgia were injured in a car collision every hour, totaling over 1,700 per day and over 600,000 injuries per year. This has been an extraordinary time all throughout the world, and Georgia is no exception. However, the car and accident statistics from that year can help you spot some important patterns and improve your driving in Georgia.
Despite the fact that there was less traffic reported recently, more individuals died on Georgia’s state roadways last year than the year before. According to Georgia vehicle accident data, approximately 1,600 individuals died on state highways. In comparison, 1,500 persons died the previous year, a rise of more than 100 deaths.
Leading Causes of Car Accidents in Georgia
According to Georgia vehicle accident data, the major causes of accidents include a variety of scenarios. Highway departures, or incidents that occur when someone intentionally or accidentally departs a roadway, are one of the most common causes of accidents.
Rollovers are another significant cause of accidents and fatalities, and speeding is another very common reason. Intersections, heavy trucks, and single-vehicle collisions are also among the most common causes of deadly accidents. Additionally, one of the most frequently reported reasons for a car accident is due to the use of phones while driving.
According to Georgia car accident data, single-vehicle accidents, which involve only one car, account for nearly as many fatalities as all other types of traffic fatalities combined and are the main cause of fatal accidents. These figures have risen as a result of an increase in distracted and sleepy driving as individuals work longer hours, commute longer distances, and are more prone to use their phones or other electronic devices while driving.
Contact Dan Chapman & Associates, LLC to Get Started on Your Athens Car Accident Claim
The amount of compensation you are awarded for your vehicle accident will be determined by the specifics of your case. If you were hurt in a car accident that was not your fault, you could be entitled to compensation for medical bills, lost pay from time off work, pain, and suffering, and more.
The Athens car accident attorneys at Dan Chapman & Associates, LLC are prepared to handle your case, regardless of the difficulties and complexities. We know the laws surrounding your claim and are ready to fight for your rights and get you the compensation you deserve.
If you or a loved one has been injured in a car accident that was not your fault you need to contact an attorney as soon as possible. You can call Dan Chapman and Associates, LLC at (678) 504-8564 or fill out our online form today.